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How to document damage, file claims, and protect your home
If your home is in danger: Call 911 first. Your safety is more important than documentation.
Contact your insurance within 30-60 days of the storm. Most policies require timely notification.
Compile all photos, videos, receipts, and written descriptions. Create a detailed damage list with locations.
Be present during inspection. Answer questions honestly. Share all damage documentation. Get adjuster's contact info.
Compare offer against your estimate. Ask for itemized breakdown. Request re-inspection if needed.
If settlement is low, submit additional documentation. Request independent appraisal. Consult your insurance agent.
Most insurers require notification within 30-60 days. Check your policy for exact timeframe. Report as soon as safely possible after a storm.
Document the damage first with photos. You can make temporary repairs to prevent further damage, but keep receipts. The adjuster needs to see the damage.
Review the denial reason. Request a re-inspection. Get a second opinion from another contractor. File an appeal with your insurer. Consider legal advice for significant claims.
Yes, you can choose any licensed contractor. Get multiple estimates. Work with your adjuster to ensure the cost is fair and covered under your policy.
Report it immediately. Document with photos. Some damage appears over time (like interior mold). Most policies allow supplemental claims within a reasonable timeframe.
Our certified inspectors document storm damage for insurance claims. We provide detailed reports and estimates to support your claim.
Storm damage doesn't wait for business hours. Call us anytime after a storm for immediate emergency repairs and temporary protection.
Call 24/7 Emergency Line